Based in North Lakes, Brisbane

Brisbane Mortgage Broker for Smarter Home Loan Structure

I help homeowners, first home buyers and property investors make their mortgage work for them, rather than spending the next 30 years working for their mortgage.

5.0 from 42 Google reviews No obligation, no cost to talk
Sunlit Queenslander home with a lush front garden in Brisbane
MFAA Member

We act in your best interest, not the banks.

You’re in
safe hands.

  • 15+ years mortgage experience
  • Accredited with 40+ lenders
  • Based in North Lakes, helping clients Australia wide
  • Personalised, one to one advice
  • MFAA Accredited Member
  • Part of the LMG aggregation group

5.0 from 42 reviews on Google

"He was present every step of the way and made the entire process smooth and stress-free. Always reachable day or night, he consistently kept us informed and provided multiple options tailored to our needs. Highly recommended."

Albert Cachero, Google review

“James made this process simple and straightforward.  Easier than dealing directly with the bank. From our first call to loan completion, he stepped us through everything and kept us in the loop at every stage.”

Andrew & Karen, Google review

Five stages, starting with a free 20 minute call.

  1. Discovery call

    20 minutes. Welcome Pack emailed.

  2. Strategy

    Your borrowing limit, equity and recommended structure.

  3. Apply

    We prepare and submit your application to the lender.

  4. Approval

    We work through any lender conditions with you.

  5. Settlement

    Loan documents signed, settlement completed.

  • By phone or Zoom, anywhere in Australia
  • No obligation to proceed
  • No credit checks until you choose to move forward

Mortgage guidance built on experience.

My focus is not only on getting a loan approved, but on structuring it so it keeps working as your plans change.

Not ready to talk yet?

Download the Interest Reduction Blueprint: a free 7 page guide to paying off your home loan sooner.

Send me the guide

Before you get in touch.

Do I need to come to an office?

No. Our clients arrange their home loan by phone, online, and, when required, by video call.

Is there any cost to speak with a mortgage broker?

No, there is no cost to speak with a mortgage broker at Your Home Loan Consultant.